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Compare different mortgage options.
You should check out offerings from as many lenders as possible and compare the interest rate, fees, term and repayment structure along with the qualifying criteria.
The government-backed loans and more specifically the FHA loans, which are accessible to all, usually have the lowest qualifying criteria when it comes to credit score and down payment, in particular.
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At the same time, there are charges such as mortgage insurance fees that you have to be careful about.
