Repairing your credit score
If your credit score is going all low or badly damaged, then it is time for your credit repair. You can start your upturn by getting current credit reports to carefully look for mistakes. Research the possible ways to improve your scores and how to keep your credit score high.
Of course it cannot happen overnight. But the sooner you start your credit repair the sooner you’ll have a good credit score. You must only apply for credit that you need, I mean really need. Credit score companies look at your recent credit activity to indicate your needs of credit. Regular or too frequent borrowing of money may appear as your economic circumstances going really bad.
You must stop yourself from applying for credit until your previous credit problems have been sorted. You should get yourself on the electoral register as well. Not having your names on it will only make it harder for you to get credit. Also, you must cancel all your unused credit cards.