8 Ways to Avoid Losing 1000s on Your Student Loans


8. Calculate the Cost of Loan Repayment

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You should add all fees which you have to pay.

You need to calculate the total cost of the repayment with the different programs for federal or private loan consolidation. Generally, a longer term will result in smaller monthly payments, but higher total cost.

Do not act based on emotion when it comes to consolidating or refinancing private student loans or federal ones, but perform thorough analysis.


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